Learning what is true and what is not true can be complicated. The difference between what is happening and what is not happening can also be alarming. As an example, let’s say someone invested $1,000 onetime and received an average 20% return for two years. How much would that person have at the end of… Read more

There is one event that a politician is fearful of: not getting elected. When it comes to taxes, they try to stay away from discussions regarding the federal income tax and the social security tax. These are hot buttons for voters. In the last couple of elections, these taxes have not increased because these taxes… Read more

SHAPING THE FUTURE DEMOGRAPHIC SHIFTS In the next 3,000 days, from the government’s own websites, we know certain demographic shifts are going to occur that will impact your financial future dramatically. Here is a partial list of events that will change your life. More Seniors Downsizing their Homes. With the ever-increasing maintenance costs, insurance premiums… Read more

THE GOLD COIN – INFLATION Fiat money, by definition, is money that has no backing such as gold or silver to give it value.  The Tenth Amendment of the U.S. Constitution disallows the government from printing fiat money.  In the old days, the government had to have silver or gold to back the value of… Read more

THE VALUE OF THE DOLLAR In order to get ahead in today’s financial world, you must first realize the challenges you will be facing in the future.  You may discover that in today’s economy even the most basic concepts such as saving money is getting more and more difficult. You may feel the stress and… Read more