AVERAGE vs. ACTUAL Since you’re the only one at risk when trying to achieve a higher rate of return, you should take some time to discover how rates of return can be misleading and misunderstood. As an example, let’s use the DOW Industrial Average over a 10-year period, using the annual rate-of-return performance for the… Read more

WHERE DO PROBLEMS START – THE PREMISE In the past, traditional thinking has used the same premise when it comes to your personal financial planning. That premise or process for growing wealth has not changed over the past 60 or 70 years. The lesson is, if you attempt to measure accuracy and success with a… Read more

THE VELOCITY OF MONEY In discovering how money works in your life, you must understand the principle of the velocity of money. Everyone from the government, banks, financial institutions, and the average-American consumer desires the velocity of money because it is needed to achieve their financial goals. The definition of the velocity of money is… Read more

SEARCHING FOR ANSWERS In order to know where you want to go, you need to know how much time you have to get there. So, your age and that of your spouse (if you’re married) will be the root of all your thinking. It will also be important to understand the dynamics of your family.… Read more

You must understand that in order to improve your financial life, it will be necessary to enlist a new thought process.  Creating a new process will help you analyze your current financial situation and create more options and opportunities in your life. There are many challenges in achieving financial success.  Getting ahead and meeting life’s… Read more